Cheap Vehicle Quote, Auto Insurance and Towing Reimbursement Coverage
An optional coverage you may want to add to your auto insurance policy would be towing reimbursement. Chances are that if you have been in an accident where you car’s totaled, you will not be able to drive it and will need it towed, and this add-on will help you with that. This option is often called “towing and labor coverage” or “emergency roadside service” and will pay for the cost to tow your car to a repair facility.
In addition to towing, these coverages often include additional services such as roadside assistance. This may include lockout services in case you lock your keys in your car, or need help changing a flat tire or getting a jump start on your dead battery.
The towing reimbursement add-ons also have set limits, and you may only be covered for towing your car a certain number of miles or for a certain dollar amount. If you get in a wreck during a cross-country trip, your insurer probably will not pay to have your vehicle towed back across the country.
Towing and labor coverage, emergency road service, or whatever a carrier may call it is typically not included in a “full coverage” policy but is usually pretty cheap. Geico advertises this option for as little as $14 a year, which comes out to a little over a $1 a month. The peace of mind of knowing that you won’t be stuck on the side of the road should be worth the investment.