Driving without Vehicle Insurance in Texas gets expensive
Motorists in the Lone Star state are required to have an active automobile policy at all times while operating a motor vehicle; this is commonly referred to as Financial Responsibility and failure to comply can become a pretty expensive mistake. As with the majority of states, drivers must be able to have compensation in place to pay for injuries and property damage that they may cause with their vehicles; also known as liability coverage. The amount in each state can vary, but Texans must carry policies with liability limits of $25,000 for bodily injury to one person, $50,000 for bodily injury to two or more people and $25,000 for property damage.
It is never a good idea to drive uninsured and motorists should also always carry proof of a valid Texas auto insurance policy while behind the wheel since it may be needed to be shown under various circumstances. A motorist will need to furnish documentation showing that they are insured when asked by a law enforcement officer, when registering an automobile, following involvement in a traffic accident, when obtaining or renewing a driver’s license and at the time of a vehicle inspection. Failure to stay insured and caught can result in some pretty stiff penalties and a fine received ranging from $175 and $350 after caught and convicted for the first time and subsequent conviction can get much worse; a fine up to $1,000 can be issued, the offender can have driving privileges suspended and their vehicle impounded as well. Driving uninsured is taken very seriously in the state and is simply not worth it.