Stiff Penalties for Lack of Texas Vehicle Insurance
Stiff Penalties for Lack of Texas Vehicle Insurance: Being caught operating a vehicle in the Lone Star State without proper vehicle coverage could result in some of the stiffest, if not the stiffest penalties in the country. Texans are required to have the ability to pay for bodily injury and property damage caused that stem from an accident where the motorist is found to be at fault; this is commonly referred to as the Financial Responsibility Law and not abiding by this can cost a Texan a substantial amount of money. Unfortunately, the Texas Department of Insurance estimates that approximately 20% of Texas’ vehicles are being driven uninsured and can not only put other motorists and pedestrians at risk, but end badly for offenders.
The state has developed these laws to protect citizens from being involved in accidents with drivers who do not have the means to pay for damage and injuries which may be caused and in addition, legislation has been passed allowing the verification of an vehiclemobile’s coverage electronically and almost instantly. A verification program by the name of TexasSure was developed to allow law enforcement officers to verify whether a vehicle is being operated legally and covered by a Texas vehicle insurance policy. Beginning in the spring of 2010 the TexasSure program would keep track of the coverage status of residents and if the program was notified that a policy has lapsed or canceled, the vehicle owner would receive notice and would need to make sure to comply with the law to avoid disciplinary action.