Additional Reasons to Buy Insurance with No License
Additional Reasons to Buy Insurance with No License: There are many individuals who experience having driver’s licenses suspended or revoked and dependent on the reason, proof of vehicle insurance may need to be obtained and submitted in order to have driving privileges reinstated. In some cases individuals will need to maintain coverage for a certain length of time to keep licensing active. For instance, if a motorist has been convicted of driving under the influence of drugs and/or alcohol, they may be required to obtain an SR-22 certificate, which show proof of financial responsibility and must be filed with the motor vehicle department for a specified time period; if there is a lapse in coverage the suspension may be reinforced.
There are individuals that may not have a driver’s license, but are still authorized to drive. Motorists that are visiting from another country are generally allowed to operate an vehicle while in the United States; however, they may be required to be insured in order to do so, and if not, it may be in their best interest to do so in order to absorb some of the financial burden of being involved in a traffic accident, especially in a foreign land. In addition, an authority such as the Utah Department of Public Safety allows individuals who are unable to establish a legal presence and are ineligible for a US social security number to obtain a Driving Privilege Card (DPC). Although not a driver’s license, these motorists are able to drive and are advised to obtain an vehicle insurance policy.