How To Buy A Vehicle Insurance Policy Online
Similar to most states, those who wish to purchase an vehicle policy must acquire certain levels of coverage as prescribed by the state. SC’s laws currently require that all motorists that carry car insurance policies must do so with liability limits of no lower than $25,000 for bodily injury caused to one person and $50,000 for bodily injury caused to two or more people; this may include another party’s medical expenses, lost wages, and pain and suffering resulting from an accident where the policyholder was at fault. Additionally, motorists must also carry $25,000 for the property damage of others which could include vehicles, fences, poles, equipment, etc.
In addition, according to the South Carolina Department of Insurance drivers must also carry Uninsured Motorist coverage. This type of protection will cover the insured for bodily injuries in the event that they are involved in a traffic accident where the other motorist does not carry a policy or if victim of a hit-and-run. The limits that must be purchased are the same as the liability limits at $25,000 for bodily injury of one person and $50,000 for bodily injury per accident. Both of the liability and uninsured motorist coverage limits can be raised for added protection for an additional premium.