Advice for Pet Owners with Legitimate Claims
While the Washington man didn’t actually have a pet in the car that was injured when he got into an accident, such a situation may be a reality for some unfortunate pet owners out there. And what they may not know is that their loss may be covered by Vehicle insurance—either their own or the other driver’s.
If another driver crashes into you while you’ve got a pet in the car, any compensation for the loss (monetary or sentimental) could be covered by his or her property damage liability coverage.
If you cause the crash, however, it will only be covered if you’ve bought pet injury coverage or if your insurer Vehiclematically includes it. Collision coverage purchased through Progressive, for example, includes up to $1,000 worth of insurance for vet bills if the treatment is related to a car crash. Farmers similarly provides up to $600 worth of coverage when a policyholder purchases both comprehensive and collision in select states. Other insurers will add coverage for a small premium. Ask about your options when getting car insurance quotes during the shopping process, and ask about the details of what pet injury coverage does and doesn’t provide compensation for.