Cheap Vehicle Insurance Quotes, Buying Liability Auto Insurance in Texas is a Must for Drivers
Residents of the Lone Star State should be aware that financial responsibility is taken very serious in the state and laws mandate that a motorist must maintain and carry proof of automobile coverage at all times while operating a motor vehicle. Unfortunately, many individuals risk driving uninsured which is not only illegal, but can have serious consequences; if caught, fines can range from $175 to $350 for a first conviction and up to $1,000, the suspension of driving privileges and the impoundment of the vehicle for subsequent violations. The matter can become even worse if a person does not have auto insurance and is involved in a traffic accident.
If an individual is involved in an uncovered collision this means that they will not have any compensation in place in the form of a policy and can be held liable for paying for injuries and/or property damage out of pocket. In addition, the other party may file a lawsuit in order to receive compensation for their losses which can become quite expensive for the uninsured motorist due to court fees and the possibility of the judge ruling in favor of the plaintiff and having to pay the judgment. In many cases, situations such as this can be avoided by maintaining an adequate amount of liability car insurance for Texas and avoid driving without a proper policy.