Taking the time to Compare auto insurance quotes or current rates online can help to saves you time, money, and stress. You can find the best cost for your auto insurance or make sure you are not currently paying more then you need to.

Following improvements for the 2020 model year that included a revamp of the multimedia system, the latest news on Alfa Romeo’s Stelvio SUV is less positive: Some 1,200 vehicles are being recalled for an issue with the side curtain airbags.

The recall affects model-year 2021 Stelvios only and concerns an improperly crimped clamp. The improper crimping may allow the side curtain airbag cushion and inflator to separate, causing an incomplete deployment or preventing airbag deployment, increasing the risk of injury in the event of a crash

For 2021, Toyota brought the Camry-based two-row Venza SUV back to its lineup after five model years off — but if you have a first-generation Venza, there’s a strong possibility it now needs an automaker-issued repair. Toyota is recalling more than 279,000 of the vehicles for damaged wires that may cause airbag sensors to fail.

Two enormous recalls are out for Subaru owners, and if you have a 2019 Crosstrek, your car is affected by both of them. The first, concerning some 466,000 vehicles, involves an issue with the engine control module; the second, for 405,000 vehicles, involves bolts on the rear stabilizer bracket.

In both cases, Subaru says incident rates are extremely low and no related accidents or injuries have been reported. Dealers will perform all repairs for free, and owners will be notified by June 14. Those with further questions can call the automaker at 844-373-6614, the National Highway Traffic Safety Administration’s vehicle-safety hotline at 888-327-4236

vehicle insurance help to provides coverage for:

• Property: Property damage coverage is for damage to or theft of your vehicle
• Liability: Liability insurance helps you with your legal responsibility to others for bodily injury or property damage
• Medical: Medical insurance helps with the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses
  Basic personal auto insurance is mandated by most U.S. states, and laws vary. Auto insurance coverages are priced individually (a la carte) to let you customize coverage amounts to suit your exact needs and budget

Basic personal vehicle insurance is mandated by most states. Vehicle insurance provides you with some financial protection in case of an auto accident.

According to the Insurance Institute for Highway Safety, 1.5 million deer-vehicle collisions causing $1 billion in damage in 2018. These accidents kill 200 motorists and injure 10,000 more each year.

With regards to damage from a collision with a deer or other animal is covered under the collision part of your vehicle insurance plans.

Each year, more than 750,000 vehicles are stolen nationwide. Theft of your vehicle is covered under the comprehensive coverage and pays to replace your vehicle if it is stolen.

Comprehensive insurance in your auto policy, covers damage to your vehicle from any of the following causes:

• Hail, floods or lightning from thunderstorms, hurricanes or tornadoes.
• Falling objects, such as tree limbs.
• Fire or explosions.
• Hitting an animal.
• Theft.
• Earthquakes.
• Vandalism or civil disobedience, such as a riot.

Comprehensive auto insurance also pays to repair glass damage to your windshield, in many states.

A collision insurance deductible works is the amount you pay. Usually, collision insurance is subject to a deductible, a set amount subtracted from any collision claim check. You can choose your deductible amount, which typically ranges from $500 to $2000. Some insurance company plans offer to reduce the deductible each year you go without having an accident.

Even if you get into an accident in which you roll your vehicle or get into and accident that no other vehicle is involved, collision insurance will likely pay.

If you get into an accident with an object such as a pole, tree or mailbox etc. the repairs to your vehicle is covered under the collision part of your auto insurance policy

If you get into an auto accident with another driver, it is your Collision coverage’s that will help to cover damage to your vehicle if you are at fault, or if the other driver is at fault but does not have sufficient insurance.

Uninsured Motorist helps you if you are hit by a driver who lacks car insurance or has insufficient insurance, your coverage for uninsured/under-insured motorist bodily injury (or UMBI/UIMBI) pays for treatment of your injuries and those of your passengers, while coverage for uninsured/under-insured motorist property damage (or UMPD/UIMPD) pays to repair your car.

The auto insurance coverage’s and limits that states require their residents to carry is referred as state required minimum. These limits are often very low and would be insufficient if you caused a large accident.